Initiate Collection Payment

POST

/payment

Initiates a mobile money collection payment request.

Request Example

Shell

JavaScript

Java

Swift

curl --location --request POST '/payment' \
--header 'Authorization: Bearer {{token}}' \
--header 'clientid: {{clientId}}' \
--header 'Content-Type: application/json' \
--data-raw '{
  "email": "customer@example.com",
  "phoneNumber": "233XXXXXXXXX",
  "channel": "mobile_money",
  "provider": "mtn",
  "amount": 150,
  "description": "Invoice #12345",
  "foreignID": "TXN_12345",
  "callbackUrl": "https://yourapp.com/callback"
}'

Response Example

{
  "status": "pending",
  "message": "TRANSACTION PENDING",
  "transID": "COL1000001221896",
  "foreignID": "17263839290373",
  "reqToken": "COL100001221896"
}

Request

Header Params

Body Params application/json

Examples

Responses

🟢200Success

text/plain

Body

🟢200Pending

Modified at 2025-08-21 16:06:18

Collections

Disbursements